How much rent can you afford?

Enter what you earn before taxes. You’ll see your budget by the two common rules, then how many Phoenix-area complexes fit it today, using prices checked Nov 11, 2026.

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Good to know

  1. 1. How much rent can I afford?

    A common guide is to keep rent at or under 30% of your gross (before-tax) monthly income. On $60,000 a year, that’s $5,000 a month in income and about $1,500 in rent.

  2. 2. What is the 3× rent rule?

    Many landlords ask that your gross monthly income be at least three times the rent. On $5,000 a month, that qualifies you for rent up to about $1,666. Some accept 2.5×, a co-signer or a larger deposit instead, so ask.

  3. 3. Should I count move-in specials and fees?

    Count both. A special like “6 weeks free” lowers what you pay over the lease, but landlords usually qualify you on the full monthly rent. Required monthly fees (packages, admin and service fees) add to what you pay every month.

General budgeting guides, not financial advice. Your own costs (debt, childcare, transportation) change what makes sense.